September is one of the most festive months in India, and this year, it also brings a long list of bank holidays. As per the Reserve Bank of India (RBI) holiday calendar, banks across the country will remain closed on different dates, adding up to 15 holidays in total.
But don’t worry — this doesn’t mean your bank will be shut for the entire month. The holidays are spread out and depend on state-wise festivals, weekly offs, and national events. Let’s dive into the complete guide for September 2025 bank holidays, so you can plan your transactions wisely.
Why Do Banks Have So Many Holidays in September?
There are three main reasons:
- Weekly holidays – All Sundays + 2nd & 4th Saturdays.
- Regional festivals – Like Onam in Kerala, Bathukamma in Telangana, Durga Puja in Bengal, Navratri in Gujarat, Indrajatra in Sikkim, and more.
- National & religious observances – Eid-e-Milad, Mahalaya Amavasya, and others.
Together, they create a festive yet challenging month for those who rely on branch banking.
Detailed September 2025 Bank Holiday List
Here’s the day-by-day breakdown of holidays in September 2025:
| Date | Day | Holiday | States / Regions |
| Sept 3 | Wednesday | Karma Puja | Jharkhand (Ranchi) |
| Sept 4 | Thursday | First Onam | Kerala |
| Sept 5 | Friday | Eid-e-Milad / Thiruvonam | Multiple states (Delhi, Mumbai, Hyderabad, Kochi, etc.) |
| Sept 6 | Saturday | Eid-e-Milad (cont.) / Indrajatra | J&K, Sikkim, Chhattisgarh |
| Sept 7 | Sunday | Weekly Holiday | Nationwide |
| Sept 12 | Friday | Friday after Eid-e-Milad | J&K |
| Sept 13 | Saturday | 2nd Saturday | Nationwide |
| Sept 14 | Sunday | Weekly Holiday | Nationwide |
| Sept 21 | Sunday | Weekly Holiday + Mahalaya Amavasya | Bengal, Assam, Odisha, Tripura |
| Sept 22 | Monday | Navratri Sthapna / Bathukamma Festival | Rajasthan, Telangana |
| Sept 23 | Tuesday | Maharaja Hari Singh Ji’s Birthday | J&K, NE states |
| Sept 27 | Saturday | 4th Saturday | Nationwide |
| Sept 28 | Sunday | Weekly Holiday | Nationwide |
| Sept 29 | Monday | Maha Saptami (Durga Puja) | Bengal, Tripura, Assam |
| Sept 30 | Tuesday | Maha Ashtami (Durga Puja) | Bengal, Bihar, Odisha, Assam |
👉 Banks won’t be closed in all states on all days. Some holidays are local or regional.
State-Wise Holiday Highlights
- Kerala → Onam holidays (Sept 4 & 5).
- West Bengal & Northeast → Long closures during Durga Puja (Sept 21, 29, 30).
- Jammu & Kashmir → Extra holidays for Eid-e-Milad and Maharaja Hari Singh Ji’s Birthday.
- Telangana → Bathukamma Festival (Sept 22).
- Gujarat, Maharashtra, Delhi → Eid-e-Milad & Navratri-related holidays.
So while Kerala banks may shut for Onam, Kolkata banks will feel the Durga Puja break more strongly.
Weekend + Festival Combos to Watch Out For
September 2025 has multiple back-to-back holidays:
- Sept 5–7 (Fri to Sun): Onam + Eid-e-Milad weekend in many states.
- Sept 13–14 (Sat–Sun): 2nd Saturday + Sunday.
- Sept 27–30 (Sat to Tuesday): 4th Saturday + Sunday + Maha Saptami + Maha Ashtami (Durga Puja).
👉 If you have urgent banking, avoid leaving it close to these long weekends, as branches will remain closed for 3–4 days in a row.
How Bank Holidays Affect Customers
- Branch services stop – Cheque clearance, cash deposits, loan paperwork.
- Digital banking runs normally – UPI, IMPS, NEFT (except NEFT timings in some cases).
- Business payments delayed – Especially if you rely on cheque clearing.
- Festive ATM rush – ATMs often run dry during Puja & Onam holidays.
For businesses, salary payouts and vendor payments may need early planning.
Smart Tips to Handle Bank Holidays
- Always keep some cash handy before long weekends.
- Use digital banking for most payments.
- Avoid cheque deposits right before holidays — they’ll clear only on the next working day.
- Plan EMIs & bill payments — many auto-debits shift to the next business day.
- Check your state-wise RBI holiday list to avoid unnecessary bank trips.
FAQs on September 2025 Bank Holidays
Q1. How many bank holidays are there in September 2025?
There will be 15 bank holidays in September 2025, including Sundays, second & fourth Saturdays, and regional festivals like Onam, Durga Puja, Eid-e-Milad, and Navratri. However, not all states will observe all holidays, so the actual number depends on your location.
Q2. Will banks remain closed across India on Eid-e-Milad in September 2025?
Yes, Eid-e-Milad is widely observed, but not every state has the same closure dates. In 2025, it falls on September 5–6, and most states including Delhi, Mumbai, Hyderabad, and Kolkata will have a bank holiday. Always check your local branch calendar for confirmation.
Q3. Will ATMs and online banking work on these holidays?
Yes, ATMs, UPI, IMPS, and mobile banking work 24×7 even on holidays. The only services affected are those requiring branch visits, such as cheque submission, cash deposit at counters, or loan paperwork. So, digital payments remain unaffected in September 2025.
Q4. Are there any long weekends in September 2025 due to bank holidays?
Yes, there are two major long weekends — September 5–7 for Onam/Eid-e-Milad and September 27–30 for Durga Puja. This means 3–4 consecutive days of bank closures in some states. Customers should plan transactions in advance to avoid inconvenience.
Q5. How can businesses prepare for multiple bank holidays in September 2025?
Businesses should schedule vendor payments, salary transfers, and cheque clearances early to avoid delays. During Durga Puja and Onam, ATMs and branches face heavy demand. Using digital banking platforms and maintaining extra liquidity can help businesses run smoothly during holiday closures.
Final Thoughts
September 2025 will bring 15 bank holidays, spread across festivals and weekends. While digital banking ensures convenience, branch-dependent work must be planned in advance. With Onam in the South, Navratri in the West, and Durga Puja in the East, this festive month will see back-to-back closures in many regions.
Stay prepared, mark the dates, and enjoy the festivals without banking worries.
